Learn how to get your financial investments rightOn October 16, 2019 by admin
Everyone wants to invest money and earn a good income. Especially those who dream of taking a vacation, buying a house or an apartment, or even saving money and preparing for retirement. So if you’re looking for an opportunity to value your money, don’t worry! In this post we separate ways for you to get your financial investments right in 2016. Check out:
Among financial investments in 2016, a great option for both experienced and novice investors is the investment fund. It works as a condominium that brings together resources from various investors, under the name of quota holders, who seek financial gain.
In this type of investment, the bank or the hired consultant is responsible for looking for the best applications. Because it has a regressive tax rate, the longer the money is invested, the lower the income tax, thus the higher the income. Just be aware of the administration fee charged. Ideally, look for funds with rates of up to 1% per annum.
Real Estate Credit lyrics
Real Estate Credits are mortgage-backed securities. In other words, the Real Estate Credit is a loan made by the investor for a financial institution that aims to realize the value in real estate funding sector.
When the investor applies the money in these letters of credit, he makes a contract with the institution, which guarantees to pay interest on the amount within a certain period. Since Real Estate Credit is an investment that pays at predefined intervals and at predetermined rates, it is considered a fixed income investment.
One of the great advantages of Real Estate Credit is the income tax exemption for individuals, making this investment an excellent attraction for fixed income. Real Estate Credit’s income can exceed twice the amount paid for savings, making it a great option for those looking for a good return.
Another advantage of Real Estate Credit is the fact that it has the Credit Guarantee Fund (FGC), which protects values up to $ 250 thousand per CPF, making the investment low risk.
It is important to know the Mortgage Letters have a minimum value to be applied and also a minimum term to be redeemed, and should be consulted by the investor.
Bank Deposit Certificate
Another very attractive fixed income investment is the Bank Deposit Certificate . The Bank Deposit Certificate is a title issued by banks to raise capital to finance their credit activities. In this mode of investment, a loan is made to the financial institution in return for a daily return.
The Bank Deposit Certificate, like Real Estate Credit, is also considered a low risk investment and has a minimum investment value and redemption term. It is possible to find titles that have daily liquidity, but with lower remuneration.
The Bank Deposit Certificate has a regressive income tax effect. In other words, the tax paid decreases over time. An advantage of the CBD is that it is guaranteed by the FGC.
Stock market actions
The stock market is what gives the investor the chance to achieve great profitability in the short term. The current Brazilian scenario, with many uncertainties, may cause stocks to tremendously fluctuate and may bring huge profits or losses to investors.
Trading equities is a high risk investment that requires close attention and investor knowledge but can provide an excellent appreciation of the amount invested over a very short period of time.
Now you know how to hit your financial investments in 2016! Did you like our tips for making your money pay off later this year? Do you know other investments that we should have mentioned? So stop commenting and sharing with us.